Europe a fraud hotspot for British tourists
20 percent of Britons have been a victim of financial crime while on holiday.
Independent research commissioned by credit reference agency Callcredit has revealed that a fifth of the UK population has fallen victim of identity fraud while on holiday. 9pc of those were defrauded while travelling in Europe and 8pc had their identity stolen while 'staycationing' in the UK.
These statistics show that the comparatively high level of fraud both at home and abroad is increasing the cost of holidaying during the recession. Owen Roberts, ID fraud prevention expert at www.callcreditcheck.com , comments:
"Being on holiday can mean people are less cautious than they may normally be. Our advice is to stay vigilant whether in the UK or further afield and keep your cards and ID documents safe and secure. Having your identity stolen can really ruin your holiday, causing the unnecessary cost and hassle of replacement cards and documentation. Whether you're planning on holidaying at home or abroad this summer, checking your credit report regularly will let you know immediately if anyone has stolen your details, so you can sort the problem out as soon as possible."
Callcredit's tips for avoiding identity fraud on
holiday:
1. If going abroad, use travellers' cheques or prepay cards to
stock up on local currency before you go - this way you can keep
the use of credit and debit cards to a minimum
2. In the UK and further afield, make sure you always keep any
cards where you can see them at all times - cards can be cloned
very quickly so never allow shop and bar staff to take them out of
your sight
3. Keep important items, such as passport, driving licence,
travellers cheques and credit cards in separate places to minimise
the risk of having all stolen at once
4. Check bank statements for discrepancies when you return - small
unrecognised amounts can often be the precursors to larger
fraudulent purchases which may send you overdrawn
5. Regularly check your credit report at sites such as www.callcreditcheck.com -
this will give you an overview of all of your accounts at the same
time so you can spot any you didn't authorise immediately
ENDS
Research information
All figures, unless otherwise stated, are from YouGov Plc. Total
sample size was 2218 adults. Fieldwork was undertaken between 21st
- 23rd July 2009. The survey was carried out online. The figures
have been weighted and are representative of all GB adults (aged
18+).
Results breakdown:
In which, if any, of the following locations have you ever been
a victim of financial crime while on holiday? [Please tick all that
apply]
Unweighted Base 2218
All GB adults 2218
UK 8%
Europe (excluding the UK) 9%
Americas (US Canada Latin America) 2%
Asia Pacific 1%
Middle East 1%
Africa 1%
Other 1%
Don't know 0%
Not applicable - I have not been a victim of financial crime while
on holiday 80%
About Callcredit Check
• Callcredit Check is the consumer arm of credit reference
agency Callcredit, providing consumers with instant online access
to their credit report and services to help them monitor their
credit status.
www.callcreditcheck.com
• Callcredit is the UK's most innovative and customer-focused
Credit Reference Agency, with an established reputation for service
differentiation; focusing on listening to clients and creating
innovative solutions that deliver real business value. Find out
more at www.callcredit.co.uk
• Callcredit is one of six core businesses that form the
Callcredit Information Group (CIG). CIG brings together experts
across the fields of credit referencing, marketing services,
interactive solutions and consultative analytics to enable our
client base of businesses and consumers to make informed decisions
using our innovative products and services.
www.callcreditgroup.com
The group is made up of two complementary divisions:
? Credit Solutions, encompassing Callcredit, Legatio and
DecisionMetrics - specialists in credit
risk,
ID verification services and tracing tools.
? Marketing Solutions, providing specialist knowledge in customer
analytics, consumer targeting, database building and hosting,
marketing communications, business modelling and market
analysis through three market leaders in their own fields:
EuroDirect, Broadsystem and GMAP Consulting.