Yorkshire folk point to police on ID theft
Yorkshire folk are less concerned about ID theft than the rest of the country, more likely to underestimate their risk of being a victim of ID theft and most likely to believe it's the responsibility of the police to protect them from ID thieves according to research from online credit report service MyCallcredit.
When asked 65.8 per cent of people in Yorkshire said they were concerned about ID theft compared to a national average of 74 per cent.
And while eight out of ten people said it was their own responsibility to protect themselves from ID thieves 10.2 per cent thought it was the responsibility of the police - the highest number in any region across the UK - and 8.8 per cent said it was the responsibility of the lenders - the lowest number in any region of the UK.
Despite the lack of concern about ID theft in Yorkshire 70.9 per cent of people said they knew how to protect themselves from ID thieves, but an even greater number, 73.8 per cent, drastically underestimated the likelihood they would become a victim of ID theft.
Callcredit director Mel Mitchley says:
"The majority of Yorkshire folk drastically underestimate their chances of becoming a victim of ID theft. One person in every thousand in the UK has had their ID stolen but only one in four people in Yorkshire correctly identified that as the risk.
However, it is reassuring that the majority say they know how to protect themselves and it is their responsibility to do so. We just need to make sure that the message about how to protect yourself and what indicators there are that your ID has been stolen continue to get through to people."
- 65.8 per cent of Yorkshire folk are concerned about ID theft compared to 74 per cent nationwide.
- 70.9 per cent of people who live in Yorkshire say they know how to protect themselves from ID theft against an average of 70.1 per cent.
- 10.2 per cent of people from Yorkshire say the police bear the main responsibility for protecting them from ID theft compared to 7.5 per cent nationally.
- 8.8 per cent of Yorkshire folk say it is the responsibility of lenders against a national average of 16.9 per cent and 81.0 per cent say it is down to the individual.
- Men are more likely than women to think lenders bear the main responsibility for protecting us against ID theft, 23.3 per cent against 14.2 per cent.
- Women are more likely to rely on themselves for protection against ID theft than men, 77.4 per cent against 70.3 per cent.
- 26.3 per cent of people in Yorkshire correctly identified that their chance of becoming a victim of ID theft was one in 1000.
- Young people aged between 16 to 24 are more aware of the risk of ID theft than any other age group with 42 per cent correctly identifying that the risk of having their ID stolen is in one in 1000.
- Pensioners over the age of 65 are the most likely to underestimate their risk of falling victim to ID theft with 26.2 per cent saying the chances are one in 15000.
- Pensioners are also most likely to say they are not concerned about having their ID stolen, 35 per cent against a national average of 23.2 per cent.
What is ID theft
ID theft is an all-encompassing term for different types of fraud committed in another person's name.
The most common type of fraud involves someone stealing your card details and using them to make purchases or withdraw cash.
But it can also be when someone takes over your identity completely and applies for loans, mortgages, passports or a driving license in your name.
By following our guidelines people can protect themselves from all types of impersonation fraud and minimise the time and hassle involved in restoring their credit file to its correct state.
How to protect yourself from ID thieves
- Shred personal documents before disposing of them.
- Cancel unused credit facilities.
- Don't give personal information to anyone, however legitimate they may seem, without first confirming who they are and why they want the information.
- Check your credit file regularly and sign up to a service which alerts you to any changes on your credit file - often the first indication you will have that a fraudster has got hold of your ID.
- The research was carried out among 1003 people for MyCallcredit by NEMS Market Research between 3 and 9 August 2006.