Registering on the ER is more than just voting, warns Callcredit

Following recent reports that the number of voters on the electoral register has dropped significantly, Callcredit Information Group is today advising consumers of the wider implications of not being listed.

The move to the Individual Electoral Registration (IER) protocol has prompted concerns that fewer people will now register to vote in the up-coming General Election; however by not registering many are also putting themselves at risk of not being accepted for things such as mobile phone contracts, credit cards or even a mortgage.

Jacqueline Dewey, Managing Director, Consumer Markets at Callcredit commented “The new IER procedure has potentially left a number of people who assume they’re automatically registered to vote, particularly students, unregistered. Not only does this mean those people will be excluded from exercising their right to vote come the General Election in May, it also means they’re risking not being able to establish their identity – a requirement when applying for credit or building a credit profile.

“For the majority of lenders, confirming an individual’s identity is crucial to ensuring that an application for credit is not fraudulent. The electoral register provides valuable proof of your address to lenders and is a key piece of ID verification

Individuals can ensure they are registered to vote by visiting the electoral registration website.

Jacqueline concluded “Your credit report is not only made up of your financial commitments, such as bank accounts, credit cards and loans, but also uses public data to build your credit profile – adding yourself to the electoral register can  actually help to boost your credit score”