05
August
2006
|
00:00
Europe/Amsterdam

North Westerners most savvy about ID theft

North Westerners are more concerned about ID theft, more likely to know their risk of falling victim to ID thieves and more likely to know how to protect themselves than any other region of the country according to research from online credit report service MyCallcredit.

And the vast majority of people in the North West thought it was their own responsibility to protect themselves from ID thieves. Only one in fifteen thought it was the responsibility of the police while one in five said lenders bear the main responsibility for protecting people against the threat of ID thieves.

Eight out of ten North Westerners say they are concerned about ID theft and a similar proportion say they know how to protect themselves.

Callcredit director Mel Mitchley says:

"People in the North West are more savvy than any other region when it comes to ID theft but six out of ten people in the region still drastically underestimate the likelihood they will become a victim of ID theft so it's really important that people know how to protect themselves, and the pointers that would suggest their ID had been stolen."

Key Findings
  • 83.1 per cent of North Westerners are concerned about ID theft compared to 74 per cent nationwide.
  • 76.5 per cent of North Westerners say they know how to protect themselves from ID theft against an average of 70.1 per cent.
  • Only 6.6 per cent of North Westerners say the police bear the main responsibility for protecting them from ID theft.
  • 20.8 per cent of North Westerners say it is the responsibility of lenders against a national average of 16.9 per cent and 72.6 per cent say it is down to the individual.
  • Men are more likely than women to think lenders bear the main responsibility for protecting us against ID theft, 23.3 per cent against 14.2 per cent.
  • Women are more likely to rely on themselves for protection against ID theft than men, 77.4 per cent against 70.3 per cent.
  • 37.8 per cent of people in the North West, the highest of any region in the UK, correctly identified that their chance of becoming a victim of ID theft was one in 1000.
  • Young people aged between 16 to 24 are more aware of the risk of ID theft than any other age group with 42 per cent correctly identifying that the risk of having their ID stolen is in one in 1000.
  • Pensioners over the age of 65 are the most likely to underestimate their risk of falling victim to ID theft with 26.2 per cent saying the chances are one in 15000.
  • Pensioners are also most likely to say they are not concerned about having their ID stolen, 35 per cent against a national average of 23.2 per cent.
What is ID theft

ID theft is an all-encompassing term for different types of fraud committed in another person's name.

The most common type of fraud involves someone stealing your card details and using them to make purchases or withdraw cash.

But it can also be when someone takes over your identity completely and applies for loans, mortgages, passports or a driving license in your name.

By following our guidelines people can protect themselves from all types of impersonation fraud and minimise the time and hassle involved in restoring their credit file to its correct state.

How to protect yourself from ID thieves
  • Shred personal documents before disposing of them.
  • Cancel unused credit facilities.
  • Don't give personal information to anyone, however legitimate they may seem, without first confirming who they are and why they want the information.
  • Check your credit file regularly and sign up to a service which alerts you to any changes on your credit file - often the first indication you will have that a fraudster has got hold of your ID.
Editors notes
  1. The research was carried out among 1003 people for MyCallcredit by NEMS Market Research between 3 and 9 August 2006.